Soon we will have to change how we pay and get paid with credit and debit cards. The new standard of operation is called EMV—developed by Europay, MasterCard, and Visa to be a more secure way of paying. Every customer’s card will soon have its own embedded microchip. EMV chip cards can be identified by their embedded chip—essentially a tiny computer. It’s harder to replicate a chip card than a magnetic-stripe card, as the chip creates a unique impression every time it is used.EMV means a new kind of experience for customer and merchant. Chip cards are inserted or dipped into the reader and left in place for the entire sale as the reader and card talk back and forth.